@font-face{font-family:"Outfit";src:url(../brand/fonts/outfit-latin.woff2) format("woff2");font-weight:100 900;font-display:swap}
@font-face{font-family:"Inter";src:url(../brand/fonts/inter-latin.woff2) format("woff2");font-weight:100 900;font-display:swap}
:root{--teal:#1F3A5F;--deep:#132238;--sea:#506582;--olive:#695F52;--gold:#F2A33A;--pale:#FCEBD4;--ink:#16232A;--body:#3A4A4D;--muted:#5C6B6C;--line:#DDE5E2;--wash:#F4F7F5;--warn:#963A24;
 --display:"Outfit","Inter","Segoe UI",system-ui,sans-serif;--text:"Inter","Segoe UI",system-ui,-apple-system,Helvetica,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--wash);color:var(--body);font:400 17px/1.65 var(--text);-webkit-font-smoothing:antialiased}
a{color:var(--sea)}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}
img{max-width:100%;height:auto;display:block}
.bar{background:var(--deep);color:#fff}
.bar .in{max-width:1180px;margin:0 auto;padding:16px 28px;display:flex;align-items:center;justify-content:space-between;gap:18px}
.bar img{height:46px;width:auto}
.bar nav{display:flex;gap:22px;align-items:center;font-size:15px}
.bar nav a{color:#DCE6E3;text-decoration:none;border-bottom:1px solid transparent;padding:4px 0}
.bar nav a:hover{color:var(--gold);border-bottom-color:rgba(242,163,58,.6)}
.bar nav a.pill{border:1.5px solid rgba(255,255,255,.4);border-radius:999px;padding:9px 18px;font:600 12.5px/1 var(--display);letter-spacing:.14em;text-transform:uppercase}
h1,h2,h3{font-family:var(--display);color:var(--ink);font-weight:400;letter-spacing:-.015em;margin:0}
.eyebrow{font:600 12.5px/1 var(--display);letter-spacing:.24em;text-transform:uppercase;color:var(--olive)}
/* ---- help home */
.hero{background:var(--deep) url(../brand/rings.svg) calc(100% + 320px) -420px / 1100px no-repeat;color:#fff;padding:64px 0 84px}
.hero .in,.wrap{max-width:1180px;margin:0 auto;padding:0 28px}
.hero h1{color:#fff;font-weight:300;font-size:clamp(38px,5vw,62px);line-height:1.05;letter-spacing:-.03em;margin:16px 0 22px}
.hero .eyebrow{color:var(--gold)}
.find{display:flex;max-width:560px;background:#fff;border-radius:999px;padding:6px 6px 6px 22px;align-items:center;gap:10px}
.find input{flex:1;border:0;background:none;font:400 17px/1 var(--text);color:var(--ink);height:44px;outline:none}
.find span{font-size:13px;color:var(--muted);padding-right:16px;white-space:nowrap}
.group{margin:-44px auto 0;position:relative}
.group + .group{margin-top:54px}
.group h2{font-size:15px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--olive);margin:0 0 16px}
.group.first h2{color:var(--gold)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:16px}
.card{display:grid;grid-template-columns:auto 1fr;gap:4px 18px;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px 24px 22px;text-decoration:none;color:var(--body);transition:transform .15s ease,box-shadow .15s ease,border-color .15s ease}
.card:hover{transform:translateY(-2px);border-color:#B9C9C4;box-shadow:0 26px 50px -34px rgba(17,38,42,.5)}
.card .n{grid-row:span 2;font:200 44px/1 var(--display);color:var(--olive);letter-spacing:-.03em;min-width:54px}
.card b{font:500 20px/1.25 var(--display);color:var(--ink)}
.card span.s{font-size:15px;line-height:1.5;color:var(--muted)}
.card span.t{grid-column:2;margin-top:10px;font:600 11.5px/1 var(--display);letter-spacing:.16em;text-transform:uppercase;color:var(--sea)}
.none{display:none;padding:24px;background:#fff;border:1px dashed #B9C9C4;border-radius:20px;margin-top:20px}
.call{margin:64px auto 0;background:var(--teal);color:#D3DFDC;border-radius:28px;padding:40px 44px;display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.call h2{color:#fff;font-size:30px;font-weight:300}.call a.big{font:400 34px/1.1 var(--display);color:var(--gold);text-decoration:none;white-space:nowrap}
/* ---- a guide */
.guide{max-width:1180px;margin:0 auto;padding:44px 28px 0;display:grid;grid-template-columns:230px minmax(0,1fr);gap:56px;align-items:start}
.rail{position:sticky;top:24px;font-size:14.5px}
.rail a.back{display:inline-block;margin-bottom:22px;text-decoration:none;font-weight:600}
.rail ol{list-style:none;margin:0;padding:0;border-left:2px solid var(--line)}
.rail li a{display:block;padding:7px 0 7px 16px;margin-left:-2px;border-left:2px solid transparent;color:var(--muted);text-decoration:none;line-height:1.35}
.rail li a:hover{color:var(--ink);border-left-color:var(--olive)}
.rail .lab{font:600 11.5px/1 var(--display);letter-spacing:.2em;text-transform:uppercase;color:var(--olive);margin:0 0 12px}
article h1{font-weight:300;font-size:clamp(34px,4.2vw,52px);line-height:1.06;letter-spacing:-.028em;margin:14px 0 16px}
article .lead{font-size:19.5px;line-height:1.55;color:var(--body);max-width:36em;margin:0 0 22px}
.meta{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 40px;padding:0;list-style:none}
.meta li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 15px;font-size:14px;color:var(--muted)}
.meta li b{color:var(--ink);font-weight:600}
.steps{list-style:none;margin:0;padding:0;counter-reset:s}
.steps > li{position:relative;padding:0 0 44px 76px;counter-increment:s}
.steps > li::before{content:counter(s);position:absolute;left:0;top:-4px;width:52px;height:52px;border-radius:50%;display:grid;place-items:center;background:var(--teal);color:#fff;font:400 22px/1 var(--display)}
.steps > li::after{content:"";position:absolute;left:25px;top:56px;bottom:8px;border-left:2px dashed #C4D0CB}
.steps > li:last-child::after{display:none}
.steps h2{font-size:25px;font-weight:500;line-height:1.2;margin:0 0 8px}
.steps p{margin:0 0 12px;max-width:40em}
.steps ul{margin:0 0 12px;padding-left:20px;max-width:40em}.steps li li{margin-bottom:5px}
kbd{font:600 14px/1 var(--text);background:#fff;border:1px solid #C4D0CB;border-bottom-width:2px;border-radius:7px;padding:3px 8px;color:var(--ink);white-space:nowrap}
figure{margin:18px 0 6px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:10px;box-shadow:0 30px 60px -44px rgba(17,38,42,.5)}
figure img{border-radius:10px;width:100%}
figure.phone{max-width:300px}
figcaption{font-size:13.5px;color:var(--muted);padding:10px 8px 4px}
.note{border-radius:16px;padding:16px 20px;margin:14px 0;max-width:42em;font-size:16px}
.note b{display:block;font:600 12px/1 var(--display);letter-spacing:.18em;text-transform:uppercase;margin-bottom:7px}
.note.know{background:var(--pale);color:#4E3F12}.note.know b{color:#6B5310}
.note.care{background:#F8E3DC;color:#6E2C1B}.note.care b{color:var(--warn)}
table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;font-size:15.5px;margin:10px 0 14px}
th{text-align:left;font:600 11.5px/1.2 var(--display);letter-spacing:.14em;text-transform:uppercase;color:var(--muted);background:#FAFBFA;padding:12px 16px;border-bottom:1px solid var(--line)}
td{padding:13px 16px;border-bottom:1px solid #EDF1EF;vertical-align:top}tr:last-child td{border-bottom:none}
.after{margin:14px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:16px}
.after a{display:block;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px 22px;text-decoration:none;color:var(--body)}
.after a span{display:block;font:600 11.5px/1 var(--display);letter-spacing:.18em;text-transform:uppercase;color:var(--olive);margin-bottom:8px}
.after a b{font:500 19px/1.25 var(--display);color:var(--ink)}
.after a.help{background:var(--teal);border-color:var(--teal);color:#D3DFDC}.after a.help span{color:var(--gold)}.after a.help b{color:#fff}
.draft{background:var(--pale);border-bottom:1px solid var(--gold);color:#4E3F12;text-align:center;padding:10px 16px;font-size:14.5px}
footer{margin-top:84px;background:var(--deep);color:#9DB1AD;font-size:14px;padding:34px 0}
footer .in{max-width:1180px;margin:0 auto;padding:0 28px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
footer a{color:#DCE6E3}
@media(max-width:900px){.guide{grid-template-columns:1fr;gap:20px;padding-top:28px}.rail{position:static}.rail ol{display:none}.rail .lab{display:none}
 .steps > li{padding-left:60px}.steps > li::before{width:42px;height:42px;font-size:19px}.steps > li::after{left:20px;top:46px}.after{grid-template-columns:1fr}.bar nav a:not(.pill){display:none}.call{padding:30px 26px}}
@media print{.bar nav,.rail,.after,footer,.find{display:none}body{background:#fff}.guide{display:block;padding:0}figure{box-shadow:none;break-inside:avoid}.steps > li{break-inside:avoid}}